Features How it works Eligibility Contact Login Apply Now
⚡ Instant decisions · ⏱️ 3 min application

Apply for credit in minutes, track approval in real‑time.

Flexible tenures, transparent fees, and lightning‑fast disbursal. Built for individuals and small businesses who value speed and clarity.

₹5L+
Max Instant Limit
2.5%
Monthly Interest
24h
Typical Disbursal
Application Progress Live
eKYC verified Credit check passed Bank linked
Eligible Limit
Based on your profile
₹ 3,20,000
Tenure
Flexible plans
6–24 months

Why choose LoanX

No hidden charges

Up‑front disclosure of processing, onboarding, and documentation fees before you apply.

Bank‑grade security

Your data is encrypted end‑to‑end. We never share with third parties without consent.

Smart underwriting

AI‑assisted checks deliver faster approvals while keeping compliance airtight.

How it works

STEP 01

Create account

Sign up or login to continue your application.

STEP 02

Complete eKYC

Verify identity and link bank securely for quick eligibility checks.

STEP 03

Choose plan

Select amount & tenure. Fees update instantly before you confirm.

STEP 04

Get funds

Approval and disbursal typically under 24 hours to your bank.

Eligibility snapshot

🧭

Age & Residency

21–60 years · Indian resident with valid ID proofs.

💼

Income

Minimum monthly income ₹20,000 (salary or business).

📈

Credit profile

Healthy repayment history improves your eligible limit.

Ready to check your limit?

It only takes a few minutes, and won’t hurt your credit score.

Login Create Account

We’re here to help

💬

Support

Chat with us 9am–9pm IST or email support@loanx.example

📄

Transparency

Download our charges & key facts statement any time.

🛡️

Privacy

We follow RBI guidelines and industry best practices for data handling.